UTI Mutual Fund · Direct Growth · SEBI Category: Multi Asset
UTI Multi Asset Allocation Fund combines the investment expertise of UTI Mutual Fund — one of India's oldest fund houses — applied across equity, debt and gold in a single portfolio. The fund benefits from UTI's long institutional history and the stability of its government-backed ownership structure. Multi-asset investing from a fund house with 60+ years of investment management history provides significant track record depth.
The fund's equity component focuses on quality large cap businesses within the Nifty 50 and dividend opportunities universe. The debt sleeve is managed conservatively. The gold allocation is managed by Sharwan Kumar Goyal who also runs UTI's index fund platform — ensuring the gold component benefits from his passive investment expertise and low-cost implementation skills.
V. Srivatsa manages the equity component, Sudhir Agarwal handles fixed income and Sharwan Kumar Goyal manages gold and passive allocations in UTI Multi Asset Allocation Fund. Goyal is Head of Passive Investments at UTI MF and brings index and ETF management expertise to the gold allocation component.
For current co-manager details and full biography, refer to the latest UTI Mutual Fund factsheet on AMFI or the AMC website.
Informational points to help you form your own view — not judgements or recommendations.
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| Fund | NAV | AAUM | 1Y Return | 3Y CAGR | 5Y CAGR | Sharpe (3Y) |
|---|---|---|---|---|---|---|
| SBI Multi Asset Allocation Fund | ₹73.80 | ₹15.2K Cr Jan–Mar 2026 | +14.8% | +17.9% p.a. | +14.5% p.a. | 1.62 |
| Nippon India Multi Asset Allocation Fund | ₹26.38 | ₹12.6K Cr Jan–Mar 2026 | +16.8% | +21.0% p.a. | +16.9% p.a. | 1.59 |
| Kotak Multi Asset Allocation Fund | ₹16.39 | ₹12.1K Cr Jan–Mar 2026 | +24.9% | — | — | — |
| DSP Multi Asset Allocation Fund | ₹16.64 | ₹7.8K Cr Jan–Mar 2026 | +21.4% | — | — | — |
| UTI Multi Asset Allocation Fund ▲ | ₹86.71 | ₹6.6K Cr Jan–Mar 2026 | +7.4% | +17.8% p.a. | +14.6% p.a. | 1.31 |
Calculated from 2,566 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.
1M / 3M / 6M / 1Y — simple point-to-point return · 3Y / 5Y / 10Y — CAGR (compounded annual growth rate)
Based on all rolling windows in full NAV history. Dates show the start and end of each period.
Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.
Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →
How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.
Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.
Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →
Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.
See how UTI Multi Asset Allocation FundOption ranks against other Multi Asset funds on returns, drawdown, Sharpe ratio and AAUM — side by side.
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