📊 Small Cap Fund · Deep Analysis

SBI Small Cap Fund

SBI Mutual Fund · Direct Growth · SEBI Category: Small Cap

Current NAV ₹194.5220 (+0.23% today) As of 04 Jun 2026
1 Year Return +0.1%
3 Year CAGR +13.4% p.a.
5 Year CAGR +14.5% p.a.
AAUM ₹34.3K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,574 daily NAV records
Fund Overview

SBI Small Cap Fund — Quick Summary

SBI Small Cap Fund has consistently been one of the best performing small cap funds in India over long periods. Managed by R. Srinivasan — SBI AMC's Chief Investment Officer (Equity) — the fund follows a selective, high-conviction approach with a portfolio of around 40 to 60 stocks. Unlike the larger small cap funds with 100+ holdings, SBI Small Cap maintains a more concentrated portfolio, allowing each position to meaningfully impact returns.

The fund has periodically closed to fresh lump sum investments and even new SIP registrations during strong bull markets — a sign of responsible fund management. When markets rise sharply, fresh money becomes harder to deploy in small cap stocks without moving prices. This temporary restriction protects existing investors' returns. The fund has delivered category-leading long-term returns, frequently ranking among the top 3 small cap funds.

Fund House
SBI Mutual Fund
SEBI Category
Small Cap
Benchmark
S&P BSE Small Cap TRI
Fund Manager
R. Srinivasan
AMFI Code
125497
Risk Level
Very High
NAV Records in DB
2,574 days
Quarterly Average AUM · Jan–Mar 2026
₹34.3K Cr
↓ Decreased by 4.9% vs Oct–Dec 2025 · ₹36.0K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Ideal for long-term investors (10+ years) with very high risk tolerance who want a concentrated high-conviction small cap portfolio. The fund's history of selective capacity management means it may not always be open for investment — check current status before investing.
SBI Small Cap Fund stands out for its consistent top-quartile long-term performance, selective high-conviction stock selection philosophy, responsible capacity management (periodic closure to new investments), and R. Srinivasan's strong track record at SBI AMC.
✗ Not Suitable For
Investors with short horizons under 7 years — small cap funds require significant patience through deep drawdowns. Conservative investors — small cap funds can fall 60-70% in bear markets. Those who panic-sell during corrections — small cap funds punish exits at the wrong time more severely than any other equity category.
Who Runs This Fund

Fund Manager

RS
R. Srinivasan
SBI Mutual Fund · Managing since 2013

R. Srinivasan is Head of Equity at SBI Funds Management and manages SBI Small Cap Fund alongside his other flagship mandates. In the small cap space he applies a growth-oriented philosophy — identifying businesses with strong earnings growth potential in the SEBI-defined small cap universe. His willingness to hold positions through volatility has been a defining characteristic of this fund.

For current co-manager details and full biography, refer to the latest SBI Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 125497
The official AMFI scheme code for SBI Small Cap Fund Direct Growth is 125497. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
SBI Small Cap Fund has periodically closed to new lump sum investments due to AUM size concerns — reflecting SBI MF's own acknowledgement that very large AUM constrains small cap investing. When the fund re-opens to lump sum, it is worth re-evaluating whether the AUM has grown to a level that compromises the fund's ability to invest effectively in the small cap universe.
Investment Objective
As per Scheme Information Document
To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of companies forming part of the small cap segment.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Small Cap Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
Nippon India Small Cap Fund ₹194.79 ₹65.6K Cr Jan–Mar 2026 +4.0% +19.4% p.a. +21.5% p.a. 0.95
SBI Small Cap Fund ▲ ₹194.52 ₹34.3K Cr Jan–Mar 2026 +0.1% +13.4% p.a. +14.5% p.a. 0.53
Kotak Small Cap Fund ₹300.61 ₹16.3K Cr Jan–Mar 2026 -0.6% +14.6% p.a. +15.0% p.a. 0.69
Axis Small Cap Fund ₹124.48 ₹25.5K Cr Jan–Mar 2026 +2.9% +16.8% p.a. +17.9% p.a. 0.80
HDFC Small Cap Fund ₹152.20 ₹36.3K Cr Jan–Mar 2026 -1.1% +15.0% p.a. +17.7% p.a. 0.68
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 2,574 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-0.2%
3 MonthPoint-to-point
+6.5%
6 MonthPoint-to-point
-0.7%
1 YearPoint-to-point
+0.1%
3 YearCAGR
+13.4% p.a.
5 YearCAGR
+14.5% p.a.
10 YearCAGR
+19.0% p.a.
₹1 Lakh → 5YLump sum growth
₹194,621

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+111.9%
May 2020 – May 2021
Worst 1Y WindowSimple return
-25.4%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+44.4% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
+0.2% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
-4.1%
2024
+25.3%
2023
+26.6%
2022
+9.3%
2021
+49.1%
2020
+35.2%
2019
+7.4%
2018
-18.6%
2017
+80.4%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
22.9%
Positive in 79% of windows
Best: 111.9% · Worst: -25.4%
3Y Rolling Avg
21.1% p.a.
Positive in 100% of windows
Best: 44.4% · Worst: 0.2%
5Y Rolling Avg
23.5% p.a.
Positive in 100% of windows
Best: 34.9% · Worst: 12.3%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-40.3%
Jan 2018 → Mar 2020
Recovered: Nov 2020 (11 mos)
Current from Peak
-10.0%
All-time Peak: ₹214.68
Peak date: Oct 2024

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-22.4%
Sep 27, 2024 – Apr 7, 2025
Recovered: not yet
COVID-19 Crash
-33.8%
Feb 19 – Mar 23, 2020
Recovered: Aug 2020 (7 mos)
2022 Rate Hike Cycle
-14.0%
Jan 17 – Jun 17, 2022
Recovered: Aug 2022 (3 mos)
2018 IL&FS Crisis
-16.9%
Aug 28 – Oct 26, 2018
Recovered: Jan 2020 (1yr 10mo)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.53
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
0.74
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
13.9%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what SBI Small Cap Fund is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Small Cap Funds

See how SBI Small Cap Fund ranks against other Small Cap funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.