📊 Small Cap Fund · Deep Analysis

Kotak-Small Cap Fund

Kotak Mutual Fund · Direct Growth · SEBI Category: Small Cap

Current NAV ₹300.6050 (+0.50% today) As of 04 Jun 2026
1 Year Return -0.6%
3 Year CAGR +14.6% p.a.
5 Year CAGR +15.0% p.a.
AAUM ₹16.3K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,566 daily NAV records
Fund Overview

Kotak-Small Cap Fund — Quick Summary

Kotak Small Cap Fund is managed by Harish Bihani with a research-driven, disciplined approach to small cap investing. The fund focuses on companies with scalable business models, strong management teams and reasonable valuations — applying quality filters that are less common in the small cap space where many managers prioritize growth momentum over business quality.

The fund maintains a moderately concentrated portfolio of 50 to 70 stocks, striking a balance between diversification and conviction. Harish Bihani's approach emphasizes understanding the business model deeply before investing, which leads to lower portfolio turnover and more stable holdings compared to momentum-driven small cap funds.

Fund House
Kotak Mutual Fund
SEBI Category
Small Cap
Benchmark
NIFTY Smallcap 250 TRI
Fund Manager
Harish Bihani
AMFI Code
120164
Risk Level
Very High
NAV Records in DB
2,566 days
Quarterly Average AUM · Jan–Mar 2026
₹16.3K Cr
↓ Decreased by 6.4% vs Oct–Dec 2025 · ₹17.4K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
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✓ Suitable For
Best suited for investors with a 10+ year horizon and very high risk tolerance who want a quality-filtered small cap portfolio. A good satellite allocation (10 to 15% of equity portfolio) for aggressive long-term wealth creation.
The fund's research-driven, quality-conscious approach to small cap investing differentiates it from more aggressive momentum-driven peers. Lower portfolio turnover leads to tax-efficient compounding. Competitive long-term returns with a disciplined process-driven framework backed by Kotak AMC.
✗ Not Suitable For
Investors with horizons under 7 years — small cap funds require exceptional patience. Conservative investors who cannot stomach 50-60% drawdowns in bear markets. Those who need regular liquidity from their investments — small caps can be illiquid during market stress, making exits difficult at fair prices.
Who Runs This Fund

Fund Manager

HB
Harish Bihani
Kotak Mutual Fund · Managing since 2015

Harish Bihani is Fund Manager at Kotak Mutual Fund and manages the Kotak Small Cap Fund. He focuses on identifying quality small cap businesses — companies with strong business models, clean balance sheets and capable management teams — before they attract broader institutional attention. His research-driven approach reflects Kotak MF's conservative investment culture applied to the small cap universe.

For current co-manager details and full biography, refer to the latest Kotak Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 120164
The official AMFI scheme code for Kotak-Small Cap Fund Direct Growth is 120164. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
Small cap investing requires the fund manager to sell winners as they graduate into mid cap territory — an inherent structural challenge in this category. This means the fund constantly needs to find new ideas to replace successful investments. Quality and process consistency of the research team matters more in small caps than in any other equity category.
Investment Objective
As per Scheme Information Document
The investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities of small cap companies.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Small Cap Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
Nippon India Small Cap Fund ₹194.79 ₹65.6K Cr Jan–Mar 2026 +4.0% +19.4% p.a. +21.5% p.a. 0.95
SBI Small Cap Fund ₹194.52 ₹34.3K Cr Jan–Mar 2026 +0.1% +13.4% p.a. +14.5% p.a. 0.53
Kotak Small Cap Fund ▲ ₹300.61 ₹16.3K Cr Jan–Mar 2026 -0.6% +14.6% p.a. +15.0% p.a. 0.69
Axis Small Cap Fund ₹124.48 ₹25.5K Cr Jan–Mar 2026 +2.9% +16.8% p.a. +17.9% p.a. 0.80
HDFC Small Cap Fund ₹152.20 ₹36.3K Cr Jan–Mar 2026 -1.1% +15.0% p.a. +17.7% p.a. 0.68
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 2,566 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
+1.9%
3 MonthPoint-to-point
+6.2%
6 MonthPoint-to-point
+1.0%
1 YearPoint-to-point
-0.6%
3 YearCAGR
+14.6% p.a.
5 YearCAGR
+15.0% p.a.
10 YearCAGR
+18.0% p.a.
₹1 Lakh → 5YLump sum growth
₹197,425

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+148.1%
May 2020 – May 2021
Worst 1Y WindowSimple return
-29.3%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+50.5% p.a.
May 2020 – Jun 2023
Worst 3Y CAGRCAGR p.a.
-7.7% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
-8.1%
2024
+27.0%
2023
+36.5%
2022
-1.7%
2021
+73.5%
2020
+36.1%
2019
+6.5%
2018
-16.3%
2017
+46.2%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
23.3%
Positive in 75% of windows
Best: 148.1% · Worst: -29.3%
3Y Rolling Avg
21.6% p.a.
Positive in 95% of windows
Best: 50.5% · Worst: -7.7%
5Y Rolling Avg
24.8% p.a.
Positive in 100% of windows
Best: 39.2% · Worst: 15.1%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-40.6%
Jan 2018 → Mar 2020
Recovered: Nov 2020 (11 mos)
Current from Peak
-11.1%
All-time Peak: ₹337.73
Peak date: Oct 2024

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-24.7%
Sep 27, 2024 – Apr 7, 2025
Recovered: not yet
COVID-19 Crash
-37.7%
Feb 19 – Mar 23, 2020
Recovered: Sep 2020 (8 mos)
2022 Rate Hike Cycle
-17.2%
Jan 17 – Jun 17, 2022
Recovered: May 2023 (1yr 4mo)
2018 IL&FS Crisis
-16.4%
Aug 28 – Oct 26, 2018
Recovered: Jan 2020 (1yr 9mo)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.69
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
0.93
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
15.0%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
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Want to see what Kotak-Small Cap Fund is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Small Cap Funds

See how Kotak-Small Cap Fund ranks against other Small Cap funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.