📊 Index/ETF Fund · Deep Analysis

SBI NIFTY INDEX FUND

SBI Mutual Fund · Direct Growth · SEBI Category: Index/ETF

Current NAV ₹217.8817 (+0.05% today) As of 04 Jun 2026
1 Year Return -4.2%
3 Year CAGR +9.1% p.a.
5 Year CAGR +9.5% p.a.
AAUM ₹11.6K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,574 daily NAV records
Fund Overview

SBI NIFTY INDEX FUND — Quick Summary

SBI Nifty Index Fund is backed by SBI Mutual Fund — India's largest bank-sponsored AMC with the institutional backing of the State Bank of India. The fund provides straightforward Nifty 50 index exposure with the credibility and trust associated with India's largest public sector bank. The fund mechanically replicates the Nifty 50 index with consistent tracking error.

The SBI brand provides a significant trust factor for conservative investors who prefer institutional backing. As one of the major index funds in India by AUM, SBI Nifty Index Fund benefits from economies of scale that help keep costs low. The fund's operational efficiency in index replication has been consistent over its history.

Fund House
SBI Mutual Fund
SEBI Category
Index/ETF
Benchmark
NIFTY 50 TRI
Fund Manager
Raviprakash Sharma
AMFI Code
119827
Risk Level
Very High
NAV Records in DB
2,574 days
Quarterly Average AUM · Jan–Mar 2026
₹11.6K Cr
↑ Increased by 3.3% vs Oct–Dec 2025 · ₹11.3K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
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✓ Suitable For
Suitable for investors who prefer the institutional backing of SBI for passive equity market exposure. The Rs.500 minimum SIP reflects SBI's target market of mid-to-high net worth retail investors.
SBI Nifty Index Fund offers the institutional backing and brand trust of India's largest bank, consistent Nifty 50 replication, nil exit load, and very low expense ratio. For investors who value the SBI brand as a trust signal for passive investing, this is a strong option.
✗ Not Suitable For
Investors seeking active management or market-beating returns. Those wanting mid cap, small cap or sector-specific exposure. Investors who expect the fund manager to take protective action during market falls — index funds are fully invested at all times regardless of market conditions.
Who Runs This Fund

Fund Manager

RS
Raviprakash Sharma
SBI Mutual Fund · Managing since 2011

Raviprakash Sharma manages the SBI Nifty Index Fund as part of SBI MF's passive investment team. His role focuses on precise index replication — holding the 50 Nifty constituents in their correct proportions, managing dividend reinvestment efficiently and minimising the tracking error between the fund and the Nifty 50 TRI benchmark.

For current co-manager details and full biography, refer to the latest SBI Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 119827
The official AMFI scheme code for SBI NIFTY INDEX FUND Direct Growth is 119827. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
SBI Nifty Index Fund benefits from SBI MF's large distribution network and brand trust — which has driven strong retail adoption. However, in the index fund category, distribution network does not improve performance. The only metrics that matter are expense ratio and tracking error. Compare these against UTI, HDFC and Nippon Nifty 50 index funds before deciding.
Investment Objective
As per Scheme Information Document
To provide investment returns that, before fees and expenses, closely correspond to the total returns of the Nifty 50 Index.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Index Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
UTI Nifty 50 Index Fund ₹163.95 ₹26.0K Cr Jan–Mar 2026 -4.2% +9.2% p.a. +9.6% p.a. 0.29
Nippon India Index Fund Nifty 50 ₹43.01 ₹3.1K Cr Jan–Mar 2026 -4.1% +9.2% p.a. +9.6% p.a. 0.29
SBI Nifty Index Fund ▲ ₹217.88 ₹11.6K Cr Jan–Mar 2026 -4.2% +9.1% p.a. +9.5% p.a. 0.26
Kotak Nifty 50 Index Fund ₹15.48 ₹1.0K Cr Jan–Mar 2026 -4.1% +9.1% p.a. 0.28
Aditya Birla Sun Life Nifty 50 Index Fund ₹243.31 ₹1.2K Cr Jan–Mar 2026 -4.2% +9.2% p.a. +9.5% p.a. 0.29
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 2,574 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-2.0%
3 MonthPoint-to-point
-5.5%
6 MonthPoint-to-point
-9.6%
1 YearPoint-to-point
-4.2%
3 YearCAGR
+9.1% p.a.
5 YearCAGR
+9.5% p.a.
10 YearCAGR
+12.0% p.a.
₹1 Lakh → 5YLump sum growth
₹155,467

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+91.0%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-31.3%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+33.7% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
-4.3% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+11.6%
2024
+9.8%
2023
+21.0%
2022
+5.4%
2021
+25.1%
2020
+15.1%
2019
+13.0%
2018
+4.2%
2017
+29.6%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
15.0%
Positive in 90% of windows
Best: 91.0% · Worst: -31.3%
3Y Rolling Avg
14.3% p.a.
Positive in 99% of windows
Best: 33.7% · Worst: -4.3%
5Y Rolling Avg
15.3% p.a.
Positive in 100% of windows
Best: 27.2% · Worst: 9.1%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-38.4%
Jan 2020 → Mar 2020
Recovered: Nov 2020 (11 mos)
Current from Peak
-10.6%
All-time Peak: ₹244.51
Peak date: Jan 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-15.4%
Sep 27, 2024 – Apr 7, 2025
Recovered: Oct 2025 (11 mos)
COVID-19 Crash
-37.2%
Feb 19 – Mar 23, 2020
Recovered: Nov 2020 (11 mos)
2022 Rate Hike Cycle
-15.9%
Jan 17 – Jun 17, 2022
Recovered: Nov 2022 (7 mos)
2018 IL&FS Crisis
-14.5%
Aug 28 – Oct 26, 2018
Recovered: Apr 2019 (8 mos)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.26
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
0.37
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
12.9%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
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Want to see what SBI NIFTY INDEX FUND is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Index/ETF Funds

See how SBI NIFTY INDEX FUND ranks against other Index/ETF funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.