📊 Index/ETF Fund · Deep Analysis

Nippon India Index Fund - Nifty 50 PlanGrowth PlanOption

Nippon India Mutual Fund · Direct Growth · SEBI Category: Index/ETF

Current NAV ₹43.0056 (+0.05% today) As of 04 Jun 2026
1 Year Return -4.1%
3 Year CAGR +9.2% p.a.
5 Year CAGR +9.6% p.a.
AAUM ₹3.1K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,566 daily NAV records
Fund Overview

Nippon India Index Fund - Nifty 50 PlanGrowth PlanOption — Quick Summary

Nippon India Index Fund — Nifty 50 Plan is managed by Nippon India Mutual Fund (formerly Reliance Mutual Fund) — one of India's largest fund houses. The fund has been operational for over 25 years, giving it one of the longest track records among Nifty 50 index funds. It mechanically replicates the Nifty 50 by holding all 50 constituent stocks in their index weights.

Nippon India's index fund has consistently maintained competitive expense ratios and low tracking error. The fund's large scale and operational efficiency allow it to manage the periodic index rebalancing with minimal drag on performance. Nippon India's technology infrastructure for passive fund management is among the most developed in the industry.

Fund House
Nippon India Mutual Fund
SEBI Category
Index/ETF
Benchmark
NIFTY 50 TRI
Fund Manager
Mehul Dama
AMFI Code
118741
Risk Level
Very High
NAV Records in DB
2,566 days
Quarterly Average AUM · Jan–Mar 2026
₹3.1K Cr
↑ Increased by 5.5% vs Oct–Dec 2025 · ₹2.9K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Suitable for all investor profiles seeking simple low-cost Nifty 50 exposure. The Rs.100 minimum SIP makes it extremely accessible. No exit load makes it flexible for investors who may need occasional liquidity.
The fund offers a long 25+ year track record for Nifty 50 passive investing, consistently low tracking error, very low minimum investment (Rs.100 SIP), no exit load, and Nippon India's strong operational track record in passive fund management.
✗ Not Suitable For
Investors seeking market-beating returns — index funds match the benchmark, not beat it. Those wanting mid cap or small cap exposure — the Nifty 50 is a pure large cap index. Investors expecting the fund to reduce equity during market falls — it stays fully invested at all times.
Who Runs This Fund

Fund Manager

MD
Mehul Dama
Nippon India Mutual Fund · Managing since 2015

Mehul Dama manages the passive and index fund strategies at Nippon India Mutual Fund including the Nippon India Index Fund Nifty 50 Plan. His primary focus is portfolio replication — maintaining the fund's holdings in exact proportion to the Nifty 50 index constituents and minimising tracking error through efficient cash management and timely rebalancing during index reconstitutions.

For current co-manager details and full biography, refer to the latest Nippon India Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 118741
The official AMFI scheme code for Nippon India Index Fund - Nifty 50 PlanGrowth PlanOption Direct Growth is 118741. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
Nippon India Index Fund Nifty 50 Plan competes directly with other Nifty 50 index funds purely on expense ratio and tracking error. The fund's performance should be evaluated against the Nifty 50 TRI — any underperformance versus the TRI index is the cost of investing (expense ratio + tracking error). Always pick the Nifty 50 index fund with the lowest expense ratio among funds with consistently low tracking error.
Investment Objective
As per Scheme Information Document
The Scheme seeks to provide investment returns that, before expenses, closely correspond to the total returns of the Nifty 50 Index.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Index Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
UTI Nifty 50 Index Fund ₹163.95 ₹26.0K Cr Jan–Mar 2026 -4.2% +9.2% p.a. +9.6% p.a. 0.29
Nippon India Index Fund Nifty 50 ▲ ₹43.01 ₹3.1K Cr Jan–Mar 2026 -4.1% +9.2% p.a. +9.6% p.a. 0.29
SBI Nifty Index Fund ₹217.88 ₹11.6K Cr Jan–Mar 2026 -4.2% +9.1% p.a. +9.5% p.a. 0.26
Kotak Nifty 50 Index Fund ₹15.48 ₹1.0K Cr Jan–Mar 2026 -4.1% +9.1% p.a. 0.28
Aditya Birla Sun Life Nifty 50 Index Fund ₹243.31 ₹1.2K Cr Jan–Mar 2026 -4.2% +9.2% p.a. +9.5% p.a. 0.29
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 2,566 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-2.0%
3 MonthPoint-to-point
-5.4%
6 MonthPoint-to-point
-9.6%
1 YearPoint-to-point
-4.1%
3 YearCAGR
+9.2% p.a.
5 YearCAGR
+9.6% p.a.
10 YearCAGR
+12.0% p.a.
₹1 Lakh → 5YLump sum growth
₹155,744

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+91.0%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-31.0%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+33.7% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
-4.2% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+11.7%
2024
+9.8%
2023
+21.0%
2022
+5.4%
2021
+25.2%
2020
+15.5%
2019
+13.1%
2018
+4.2%
2017
+29.8%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
15.1%
Positive in 90% of windows
Best: 91.0% · Worst: -31.0%
3Y Rolling Avg
14.3% p.a.
Positive in 99% of windows
Best: 33.7% · Worst: -4.2%
5Y Rolling Avg
15.4% p.a.
Positive in 100% of windows
Best: 27.3% · Worst: 8.9%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-38.2%
Jan 2020 → Mar 2020
Recovered: Nov 2020 (11 mos)
Current from Peak
-10.6%
All-time Peak: ₹48.22
Peak date: Jan 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-15.3%
Sep 27, 2024 – Apr 7, 2025
Recovered: Oct 2025 (11 mos)
COVID-19 Crash
-37.0%
Feb 19 – Mar 23, 2020
Recovered: Nov 2020 (11 mos)
2022 Rate Hike Cycle
-15.9%
Jan 17 – Jun 17, 2022
Recovered: Nov 2022 (7 mos)
2018 IL&FS Crisis
-14.4%
Aug 28 – Oct 26, 2018
Recovered: Apr 2019 (8 mos)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.29
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
0.41
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
12.9%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what Nippon India Index Fund - Nifty 50 PlanGrowth PlanOption is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Index/ETF Funds

See how Nippon India Index Fund - Nifty 50 PlanGrowth PlanOption ranks against other Index/ETF funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.