📊 Multi Asset Fund · Deep Analysis

Nippon India Multi Asset Allocation FundOption

Nippon India Mutual Fund · Direct Growth · SEBI Category: Multi Asset

Current NAV ₹26.3847 (+0.18% today) As of 04 Jun 2026
1 Year Return +16.8%
3 Year CAGR +21.0% p.a.
5 Year CAGR +16.9% p.a.
AAUM ₹12.6K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 1,417 daily NAV records
Fund Overview

Nippon India Multi Asset Allocation FundOption — Quick Summary

Nippon India Multi Asset Allocation Fund provides exposure across multiple asset classes — equity, debt, gold and commodities — in a single fund. The inclusion of commodities beyond gold is distinctive — providing exposure to a broader set of real assets that behave differently from financial assets during different economic conditions. This broader diversification can provide additional portfolio stability compared to funds that only combine equity, debt and gold.

The fund benefits from Nippon Life Insurance of Japan's global investment management discipline applied across multiple asset classes. The specialist three-manager structure — with Vikram Dhawan's specific commodity expertise — provides professional management of the non-traditional asset classes that many fund managers lack specific expertise in.

Fund House
Nippon India Mutual Fund
SEBI Category
Multi Asset
Benchmark
40% Nifty 500 TRI + 30% CRISIL Composite Bond Index + 15% Domestic Gold Price + 15% Nifty 50 Commodity Index
Fund Manager
Ashutosh Bhargava & Kinjal Desai & Vikram Dhawan
AMFI Code
148457
Risk Level
Very High
NAV Records in DB
1,417 days
Quarterly Average AUM · Jan–Mar 2026
₹12.6K Cr
↑ Increased by 36.9% vs Oct–Dec 2025 · ₹9.2K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Investors wanting simple, pure equity exposure. Those who do not understand or want commodity exposure in their portfolio. Investors with very short horizons. Those who prefer managing each asset class separately with specialist funds.
Broadest asset class diversification — equity, debt, gold and commodities in one fund. Specialist commodity manager brings expertise beyond standard equity-debt managers. Nippon Life Insurance global investment discipline. Suitable for investors wanting maximum portfolio diversification.
✗ Not Suitable For
Aggressive investors seeking maximum equity returns — commodity and debt allocations significantly reduce upside in pure equity bull markets. Those who cannot accept complexity in their portfolio. Short-term investors with horizons under 3 years.
Who Runs This Fund

Fund Manager

AB
Ashutosh Bhargava & Kinjal Desai & Vikram Dhawan
Nippon India Mutual Fund · Managing since February 2020

Ashutosh Bhargava manages the equity component, Kinjal Desai handles fixed income and Vikram Dhawan manages the commodities and gold allocation in Nippon India Multi Asset Allocation Fund. This specialist three-manager structure ensures professional management of each asset class. Dhawan brings specific commodity and gold market expertise rarely found in domestic AMCs.

For current co-manager details and full biography, refer to the latest Nippon India Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 148457
The official AMFI scheme code for Nippon India Multi Asset Allocation FundOption Direct Growth is 148457. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
Nippon India Multi Asset Allocation Fund includes commodity exposure — oil, metals etc — which adds volatility and complexity compared to simpler equity-debt-gold multi asset funds. Commodity prices are highly volatile and can be affected by global geopolitical events. Ensure you understand the commodity component before investing.
Investment Objective
As per Scheme Information Document
The investment objective of the scheme is to provide long term capital appreciation and generate income by investing in equity and equity related instruments, debt and money market instruments, gold and other commodities.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Multi Asset Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
SBI Multi Asset Allocation Fund ₹73.80 ₹15.2K Cr Jan–Mar 2026 +14.8% +17.9% p.a. +14.5% p.a. 1.62
Nippon India Multi Asset Allocation Fund ▲ ₹26.38 ₹12.6K Cr Jan–Mar 2026 +16.8% +21.0% p.a. +16.9% p.a. 1.59
Kotak Multi Asset Allocation Fund ₹16.39 ₹12.1K Cr Jan–Mar 2026 +24.9%
DSP Multi Asset Allocation Fund ₹16.64 ₹7.8K Cr Jan–Mar 2026 +21.4%
UTI Multi Asset Allocation Fund ₹86.71 ₹6.6K Cr Jan–Mar 2026 +7.4% +17.8% p.a. +14.6% p.a. 1.31
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 1,417 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
+0.7%
3 MonthPoint-to-point
-0.7%
6 MonthPoint-to-point
+4.4%
1 YearPoint-to-point
+16.8%
3 YearCAGR
+21.0% p.a.
5 YearCAGR
+16.9% p.a.
₹1 Lakh → 5YLump sum growth
₹216,906

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+39.7%
Mar 2023 – Apr 2024
Worst 1Y WindowSimple return
0.0%
Oct 2021 – Oct 2022
Best 3Y CAGRCAGR p.a.
+24.6% p.a.
Dec 2022 – Jan 2026
Worst 3Y CAGRCAGR p.a.
+14.5% p.a.
Feb 2022 – Feb 2025

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+21.0%
2024
+20.1%
2023
+25.9%
2022
+4.6%
2021
+21.1%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
19.0%
Positive in 100% of windows
Best: 39.7% · Worst: 0.0%
3Y Rolling Avg
19.4% p.a.
Positive in 100% of windows
Best: 24.6% · Worst: 14.5%
5Y Rolling Avg
19.1% p.a.
Positive in 100% of windows
Best: 21.4% · Worst: 16.1%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-10.8%
Jan 2026 → Mar 2026
Recovered: not yet
Current from Peak
-3.2%
All-time Peak: ₹27.26
Peak date: Jan 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-8.0%
Sep 27, 2024 – Apr 7, 2025
Recovered: May 2025 (2 mos)
COVID-19 Crash
Pre-inception
Feb 19 – Mar 23, 2020
Recovered: N/A
2022 Rate Hike Cycle
-9.4%
Jan 17 – Jun 17, 2022
Recovered: Aug 2022 (3 mos)
2018 IL&FS Crisis
Pre-inception
Aug 28 – Oct 26, 2018
Recovered: N/A
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
1.59
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
2.25
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
9.7%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what Nippon India Multi Asset Allocation FundOption is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Multi Asset Funds

See how Nippon India Multi Asset Allocation FundOption ranks against other Multi Asset funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.