📊 Multi Cap Fund · Deep Analysis

Kotak Multicap Fund

Kotak Mutual Fund · Direct Growth · SEBI Category: Multi Cap

Current NAV ₹20.7010 (+0.31% today) As of 04 Jun 2026
1 Year Return +6.1%
3 Year CAGR +21.7% p.a.
AAUM ₹23.1K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 1,146 daily NAV records
Fund Overview

Kotak Multicap Fund — Quick Summary

Kotak Multicap Fund was launched in September 2021 following SEBI's revised multi cap regulations that required genuine 25-25-25 allocation. While it is a relatively newer fund, it is managed by the experienced Harsha Upadhyaya — who also manages Kotak Flexicap — bringing his disciplined multi-sector stock selection approach to the multi cap mandate.

The fund leverages Kotak AMC's established research platform and Upadhyaya's experience of managing large equity assets across market cycles. With an AUM of over Rs.20,000 crore, it has attracted significant investor interest despite its shorter history. The fund maintains strict compliance with SEBI's 25-25-25 allocation requirement.

Fund House
Kotak Mutual Fund
SEBI Category
Multi Cap
Benchmark
NIFTY 500 Multicap 50:25:25 TRI
Fund Manager
Harsha Upadhyaya, Arjun Khanna
AMFI Code
149185
Risk Level
Very High
NAV Records in DB
1,146 days
Quarterly Average AUM · Jan–Mar 2026
₹23.1K Cr
↑ Increased by 5.8% vs Oct–Dec 2025 · ₹21.8K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Suited for investors with a 7+ year horizon who want a genuinely diversified multi cap fund backed by Kotak AMC's experienced equity team. May be preferred by investors who already trust Kotak Flexicap's investment approach.
Kotak Multicap offers the backing of one of India's best equity investment teams led by Harsha Upadhyaya, strict compliance with SEBI's 25-25-25 multi cap mandate, low expense ratio, and rapidly growing investor acceptance reflected in over Rs.20,000 crore in AUM since its 2021 launch.
✗ Not Suitable For
Investors wanting the flexibility of a flexi cap fund — Kotak Multicap must maintain mandatory 25% each in large, mid and small caps. Those who prefer a focused, single-cap strategy. Investors with short horizons — the mandatory small cap allocation adds volatility that requires patience to ride through.
Who Runs This Fund

Fund Manager

HU
Harsha Upadhyaya, Arjun Khanna
Kotak Mutual Fund · Managing since 2021

Harsha Upadhyaya is CIO — Equity at Kotak Mutual Fund and leads the equity component of Kotak Multicap Fund. Arjun Khanna co-manages the scheme and handles specific portfolio sleeves. Upadhyaya's disciplined, research-driven approach to stock selection is applied consistently across the mandatory large, mid and small cap allocations in this multi cap mandate.

For current co-manager details and full biography, refer to the latest Kotak Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 149185
The official AMFI scheme code for Kotak Multicap Fund Direct Growth is 149185. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
Kotak Multicap Fund must always hold at least 25% in small caps per SEBI rules. In a bear market, this mandatory small cap exposure can cause the fund to fall more than a large cap or even flexi cap fund that can reduce small cap allocation. Understand the mandatory allocation structure before comparing this fund against flexi cap alternatives.
Investment Objective
As per Scheme Information Document
To generate long-term capital appreciation from a portfolio of equity and equity related securities by investing across market caps.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Multi Cap Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
Nippon India Multi Cap Fund ₹324.01 ₹48.4K Cr Jan–Mar 2026 -0.1% +18.3% p.a. +20.1% p.a. 0.99
ICICI Prudential Multicap Fund ₹934.21 ₹15.7K Cr Jan–Mar 2026 +6.5% +19.8% p.a. +17.2% p.a. 1.15
Kotak Multicap Fund ▲ ₹20.70 ₹23.1K Cr Jan–Mar 2026 +6.1% +21.7% p.a. 1.10
Mahindra Manulife Multi Cap Fund ₹43.06 ₹6.0K Cr Jan–Mar 2026 +8.3% +20.4% p.a. +18.0% p.a. 1.00
Franklin India Multi Cap Fund ₹10.50 ₹4.8K Cr Jan–Mar 2026 +4.7%
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 1,146 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-1.1%
3 MonthPoint-to-point
+0.3%
6 MonthPoint-to-point
-2.8%
1 YearPoint-to-point
+6.1%
3 YearCAGR
+21.7% p.a.

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+71.0%
Mar 2023 – Apr 2024
Worst 1Y WindowSimple return
-3.5%
Aug 2024 – Aug 2025
Best 3Y CAGRCAGR p.a.
+33.1% p.a.
Jun 2022 – Jul 2025
Worst 3Y CAGRCAGR p.a.
+19.0% p.a.
Feb 2022 – Feb 2025

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+7.7%
2024
+28.8%
2023
+41.9%
2022
+11.8%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
25.1%
Positive in 95% of windows
Best: 71.0% · Worst: -3.5%
3Y Rolling Avg
25.5% p.a.
Positive in 100% of windows
Best: 33.1% · Worst: 19.0%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-21.0%
Sep 2024 → Mar 2025
Recovered: Oct 2025 (11 mos)
Current from Peak
-4.4%
All-time Peak: ₹21.65
Peak date: Jan 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-21.0%
Sep 27, 2024 – Apr 7, 2025
Recovered: Oct 2025 (11 mos)
COVID-19 Crash
Pre-inception
Feb 19 – Mar 23, 2020
Recovered: N/A
2022 Rate Hike Cycle
-15.1%
Jan 17 – Jun 17, 2022
Recovered: Aug 2022 (3 mos)
2018 IL&FS Crisis
Pre-inception
Aug 28 – Oct 26, 2018
Recovered: N/A
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
1.10
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
1.52
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
15.7%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what Kotak Multicap Fund is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Multi Cap Funds

See how Kotak Multicap Fund ranks against other Multi Cap funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.