📊 Balanced Advantage Fund · Deep Analysis

Kotak Balanced Advantage FundOption

Kotak Mutual Fund · Direct Growth · SEBI Category: Balanced Advantage

Current NAV ₹22.3310 (+0.17% today) As of 04 Jun 2026
1 Year Return +1.2%
3 Year CAGR +10.4% p.a.
5 Year CAGR +9.8% p.a.
AAUM ₹17.2K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 1,919 daily NAV records
Fund Overview

Kotak Balanced Advantage FundOption — Quick Summary

Kotak Balanced Advantage Fund was launched in August 2018 and has built a solid track record in a relatively short time. Managed by Kotak Mahindra AMC — one of India's most respected fund houses — the fund uses a flexible allocation model that adjusts equity exposure based on market valuations. The fund can hold equity ranging from 30% to 80%, with the balance in debt and arbitrage positions.

Kotak BAF has maintained a well-diversified debt portfolio — often with quality AAA and government securities — providing stability during market corrections. Its equity allocation is typically lower than some peers (around 55 to 65%), reflecting a more conservative bias within the BAF category. This makes it suitable for investors who want genuine capital preservation alongside moderate growth.

Fund House
Kotak Mutual Fund
SEBI Category
Balanced Advantage
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Fund Manager
Hiten Shah, Abhishek Bisen, Arjun Khanna
AMFI Code
144335
Risk Level
Very High
NAV Records in DB
1,919 days
Quarterly Average AUM · Jan–Mar 2026
₹17.2K Cr
↓ Decreased by 2.8% vs Oct–Dec 2025 · ₹17.7K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Best suited for conservative to moderate risk investors who want equity exposure with a stronger floor provided by the debt component. Minimum 3 to 5 year investment horizon recommended.
Kotak Balanced Advantage Fund suits investors who want a conservative-to-moderate BAF with a well-managed debt component. Its lower average equity allocation provides relatively more stability during market downturns. The fund is backed by Kotak AMC's strong research and risk management capabilities.
✗ Not Suitable For
Aggressive investors seeking maximum equity returns — this fund reduces equity in rising markets and caps upside. Those wanting mid or small cap exposure — the equity sleeve focuses primarily on large caps. Investors who need guaranteed returns — equity exposure makes returns market-linked and variable.
Who Runs This Fund

Fund Manager

HS
Hiten Shah, Abhishek Bisen, Arjun Khanna
Kotak Mutual Fund · Managing since 2018

Kotak BAF is co-managed by three specialists — Hiten Shah manages the equity sleeve with a growth-at-reasonable-price philosophy, Abhishek Bisen heads fixed income as Head of Fixed Income at Kotak MF, and Arjun Khanna manages the arbitrage component. This three-manager structure ensures dedicated expert attention to each sleeve of the portfolio.

For current co-manager details and full biography, refer to the latest Kotak Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 144335
The official AMFI scheme code for Kotak Balanced Advantage FundOption Direct Growth is 144335. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
Like all balanced advantage funds, Kotak BAF holds significant arbitrage positions to maintain equity taxation while reducing net equity risk. The gross equity exposure may look high but the unhedged equity is what matters for actual market risk. Always check the fund factsheet for current unhedged equity allocation — not just gross equity — for a true picture of your risk.
Investment Objective
As per Scheme Information Document
To generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities as well as fixed income instruments with risk management.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Balanced Advantage Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
HDFC Balanced Advantage Fund ₹550.20 ₹74.0K Cr Jan–Mar 2026 -1.2% +14.8% p.a. +15.4% p.a. 0.93
ICICI Prudential Balanced Advantage Fund ₹84.33 ₹68.5K Cr Jan–Mar 2026 +4.1% +12.0% p.a. +11.1% p.a. 0.93
Edelweiss Balanced Advantage Fund ₹58.81 ₹12.5K Cr Jan–Mar 2026 +3.5% +11.7% p.a. +10.6% p.a. 0.67
Nippon India Balanced Advantage Fund ₹202.08 ₹9.3K Cr Jan–Mar 2026 +2.6% +11.8% p.a. +10.6% p.a. 0.81
Kotak Balanced Advantage Fund ▲ ₹22.33 ₹17.2K Cr Jan–Mar 2026 +1.2% +10.4% p.a. +9.8% p.a. 0.62
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 1,919 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-0.3%
3 MonthPoint-to-point
-1.1%
6 MonthPoint-to-point
-2.5%
1 YearPoint-to-point
+1.2%
3 YearCAGR
+10.4% p.a.
5 YearCAGR
+9.8% p.a.
₹1 Lakh → 5YLump sum growth
₹158,488

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+57.8%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-16.5%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+23.3% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
+9.8% p.a.
May 2019 – Jun 2022

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+7.1%
2024
+15.7%
2023
+17.4%
2022
+5.1%
2021
+14.4%
2020
+15.0%
2019
+13.2%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
13.0%
Positive in 97% of windows
Best: 57.8% · Worst: -16.5%
3Y Rolling Avg
13.3% p.a.
Positive in 100% of windows
Best: 23.3% · Worst: 9.8%
5Y Rolling Avg
13.6% p.a.
Positive in 100% of windows
Best: 20.5% · Worst: 9.3%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-26.3%
Feb 2020 → Mar 2020
Recovered: Jul 2020 (6 mos)
Current from Peak
-3.3%
All-time Peak: ₹23.09
Peak date: Jan 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-9.0%
Sep 27, 2024 – Apr 7, 2025
Recovered: May 2025 (4 mos)
COVID-19 Crash
-26.2%
Feb 19 – Mar 23, 2020
Recovered: Jul 2020 (6 mos)
2022 Rate Hike Cycle
-7.1%
Jan 17 – Jun 17, 2022
Recovered: Aug 2022 (2 mos)
2018 IL&FS Crisis
-5.5%
Aug 28 – Oct 26, 2018
Recovered: Feb 2019 (5 mos)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.62
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
0.90
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
7.6%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
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Want to see what Kotak Balanced Advantage FundOption is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Balanced Advantage Funds

See how Kotak Balanced Advantage FundOption ranks against other Balanced Advantage funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.