📊 Value/Contra Fund · Deep Analysis

UTI Value FundOption

UTI Mutual Fund · Direct Growth · SEBI Category: Value/Contra

Current NAV ₹175.3734 (+0.15% today) As of 04 Jun 2026
1 Year Return -2.1%
3 Year CAGR +15.3% p.a.
5 Year CAGR +13.3% p.a.
AAUM ₹7.9K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,565 daily NAV records
Fund Overview

UTI Value FundOption — Quick Summary

UTI Value Fund applies a quality-value investment framework — seeking businesses that are both good (quality) and cheap (value) simultaneously. This is more selective than pure value investing which may accept lower quality businesses if they are cheap enough. The quality filter reduces value trap risk — the danger of owning genuinely cheap but permanently impaired businesses — making the portfolio more resilient.

UTI Mutual Fund's long institutional history provides the investment process with the discipline of a proven framework refined over decades. Premchandani's quality-value approach means the portfolio tends to hold businesses with stronger balance sheets and more predictable earnings than pure deep value funds — providing somewhat better downside protection during market stress.

Fund House
UTI Mutual Fund
SEBI Category
Value/Contra
Benchmark
Nifty 500 Value 50 TRI
Fund Manager
Amit Premchandani
AMFI Code
120751
Risk Level
Very High
NAV Records in DB
2,565 days
Quarterly Average AUM · Jan–Mar 2026
₹7.9K Cr
↓ Decreased by 3.5% vs Oct–Dec 2025 · ₹8.2K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Investors taking their first foray into value investing who want quality guardrails. Long-term investors with 5-7+ year horizon comfortable with periods of value underperformance. Those wanting portfolio diversification through value style without pure deep-value concentration risk.
Quality-value blend reduces value trap risk versus pure deep value investing. UTI's long institutional history provides disciplined investment framework. More conservative approach — quality filter means better downside protection. Suitable for first-time value investors who want value exposure with quality safety net.
✗ Not Suitable For
Pure contrarian investors wanting the most aggressive value bets — UTI's quality filter eliminates the cheapest but lowest quality stocks. Investors with short horizons. Those who need consistent, predictable performance rather than value cycle returns.
Who Runs This Fund

Fund Manager

AP
Amit Premchandani
UTI Mutual Fund · Managing since February 2018

Amit Premchandani is Fund Manager at UTI Mutual Fund and manages UTI Value Fund applying a quality-value investment framework. He looks for businesses that combine quality characteristics — strong competitive position, capable management, healthy balance sheet — with value characteristics — trading at a discount to intrinsic value. This quality-value blend distinguishes UTI Value Fund from pure deep value or purely contrarian approaches.

For current co-manager details and full biography, refer to the latest UTI Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 120751
The official AMFI scheme code for UTI Value FundOption Direct Growth is 120751. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
UTI Value Fund's quality-value blend may cause it to underperform pure deep value or contra funds during periods of strong value sector recoveries when the cheapest, lowest quality stocks recover the fastest. The quality filter is protective but can also cap recovery upside in certain market phases.
Investment Objective
As per Scheme Information Document
To generate long term capital appreciation by investing predominantly in equity and equity related instruments through a disciplined value investment approach.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Value & Contra Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
ICICI Prudential Value Discovery Fund ₹497.53 ₹58.9K Cr Jan–Mar 2026 -1.5% +16.7% p.a. +17.1% p.a. 1.00
SBI Contra Fund ₹405.05 ₹46.9K Cr Jan–Mar 2026 -1.4% +15.7% p.a. +17.9% p.a. 0.80
HSBC Value Fund ₹124.85 ₹14.0K Cr Jan–Mar 2026 +3.4% +20.8% p.a. 0.98
Nippon India Value Fund ₹240.13 ₹8.7K Cr Jan–Mar 2026 -0.9% +18.9% p.a. +16.5% p.a. 0.94
UTI Value Fund ▲ ₹175.37 ₹7.9K Cr Jan–Mar 2026 -2.1% +15.3% p.a. +13.3% p.a. 0.81
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 2,565 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-1.8%
3 MonthPoint-to-point
-4.1%
6 MonthPoint-to-point
-7.7%
1 YearPoint-to-point
-2.1%
3 YearCAGR
+15.3% p.a.
5 YearCAGR
+13.3% p.a.
10 YearCAGR
+13.9% p.a.
₹1 Lakh → 5YLump sum growth
₹183,834

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+94.4%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-28.6%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+34.7% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
-5.1% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+7.7%
2024
+24.3%
2023
+27.6%
2022
+5.0%
2021
+31.4%
2020
+19.8%
2019
+11.1%
2018
-1.7%
2017
+30.1%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
17.4%
Positive in 88% of windows
Best: 94.4% · Worst: -28.6%
3Y Rolling Avg
16.6% p.a.
Positive in 99% of windows
Best: 34.7% · Worst: -5.1%
5Y Rolling Avg
17.8% p.a.
Positive in 100% of windows
Best: 31.5% · Worst: 10.7%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-36.7%
Feb 2020 → Mar 2020
Recovered: Nov 2020 (11 mos)
Current from Peak
-9.4%
All-time Peak: ₹193.81
Peak date: Jan 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-17.2%
Sep 27, 2024 – Apr 7, 2025
Recovered: Jan 2026 (1yr 1mo)
COVID-19 Crash
-36.6%
Feb 19 – Mar 23, 2020
Recovered: Nov 2020 (11 mos)
2022 Rate Hike Cycle
-17.3%
Jan 17 – Jun 17, 2022
Recovered: Sep 2022 (4 mos)
2018 IL&FS Crisis
-15.8%
Aug 28 – Oct 26, 2018
Recovered: Nov 2019 (1yr 7mo)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.81
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
1.13
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
13.1%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what UTI Value FundOption is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Value/Contra Funds

See how UTI Value FundOption ranks against other Value/Contra funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.