📊 Aggressive Hybrid Fund · Deep Analysis

UTI Aggressive Hybrid Fund

UTI Mutual Fund · Direct Growth · SEBI Category: Aggressive Hybrid

Current NAV ₹425.8420 (+0.11% today) As of 04 Jun 2026
1 Year Return -0.5%
3 Year CAGR +13.4% p.a.
5 Year CAGR +12.9% p.a.
AAUM ₹5.2K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,566 daily NAV records
Fund Overview

UTI Aggressive Hybrid Fund — Quick Summary

UTI Aggressive Hybrid Fund is managed by UTI Mutual Fund — one of India's oldest fund houses established in 1964. The fund invests 65-80% in equity and 20-35% in debt, offering investors a balanced approach to long-term wealth creation with built-in debt stability. UTI MF's long institutional history means the fund has navigated multiple complete market cycles including 2008, 2013, 2020 and 2022.

The fund's long track record across multiple market cycles provides investors with a reliable data set for evaluating performance consistency. UTI MF's large institutional backing — supported by SBI, LIC, Bank of Baroda and Punjab National Bank — provides financial stability and broad distribution reach. The equity sleeve focuses on quality large and mid cap businesses while the debt component is managed conservatively.

Fund House
UTI Mutual Fund
SEBI Category
Aggressive Hybrid
Benchmark
CRISIL Hybrid 35+65 Aggressive Index
Fund Manager
V. Srivatsa & Sudhir Agarwal
AMFI Code
120674
Risk Level
Very High
NAV Records in DB
2,566 days
Quarterly Average AUM · Jan–Mar 2026
₹5.2K Cr
↑ Increased by 0.1% vs Oct–Dec 2025 · ₹5.2K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Long-term investors who value institutional stability and multi-decade track record. Conservative investors wanting equity growth with debt cushion from a government-backed fund house. Those with 5+ year horizon who prefer established, large fund houses.
One of India's oldest hybrid funds with long institutional track record across multiple market cycles. UTI MF's stable government-backed ownership provides long-term continuity. Equity taxation treatment applies. Wide distribution through UTI's extensive network.
✗ Not Suitable For
Aggressive investors seeking maximum returns — UTI's conservative approach may lag more aggressive peers in bull markets. Those wanting dynamic allocation. Investors with short horizons under 3 years.
Who Runs This Fund

Fund Manager

VS
V. Srivatsa & Sudhir Agarwal
UTI Mutual Fund · Managing since January 2010

V. Srivatsa is Fund Manager at UTI Mutual Fund and manages the equity component of UTI Aggressive Hybrid Fund. Sudhir Agarwal manages the fixed income sleeve. Srivatsa has been with UTI MF for many years and brings a research-driven, quality-focused approach to equity selection. The fund benefits from UTI's long institutional history in Indian mutual fund management.

For current co-manager details and full biography, refer to the latest UTI Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 120674
The official AMFI scheme code for UTI Aggressive Hybrid Fund Direct Growth is 120674. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
UTI Mutual Fund is backed by public sector institutions — SBI, LIC, Bank of Baroda and Punjab National Bank. While this provides stability, it also means investment decisions may be more conservative and slower to evolve than private sector AMCs. Evaluate whether UTI's institutional culture aligns with your investment expectations.
Investment Objective
As per Scheme Information Document
To achieve long term capital appreciation and generate income by investing in equity and equity related instruments and debt and money market instruments.
All Data Below — From RightAdvise Database
Performance

Fund Returns

Calculated from 2,566 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-1.0%
3 MonthPoint-to-point
-2.7%
6 MonthPoint-to-point
-5.0%
1 YearPoint-to-point
-0.5%
3 YearCAGR
+13.4% p.a.
5 YearCAGR
+12.9% p.a.
10 YearCAGR
+12.5% p.a.
₹1 Lakh → 5YLump sum growth
₹180,271

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+74.1%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-28.0%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+31.2% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
-6.4% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+7.1%
2024
+20.5%
2023
+26.2%
2022
+6.3%
2021
+31.3%
2020
+14.1%
2019
+3.1%
2018
-4.9%
2017
+26.6%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
15.0%
Positive in 86% of windows
Best: 74.1% · Worst: -28.0%
3Y Rolling Avg
14.1% p.a.
Positive in 96% of windows
Best: 31.2% · Worst: -6.4%
5Y Rolling Avg
15.2% p.a.
Positive in 100% of windows
Best: 27.8% · Worst: 8.5%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-32.4%
Jan 2018 → Mar 2020
Recovered: Nov 2020 (11 mos)
Current from Peak
-6.2%
All-time Peak: ₹455.38
Peak date: Jan 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-11.9%
Sep 27, 2024 – Apr 7, 2025
Recovered: Oct 2025 (11 mos)
COVID-19 Crash
-29.0%
Feb 19 – Mar 23, 2020
Recovered: Aug 2020 (8 mos)
2022 Rate Hike Cycle
-11.9%
Jan 17 – Jun 17, 2022
Recovered: Aug 2022 (3 mos)
2018 IL&FS Crisis
-10.7%
Aug 28 – Oct 26, 2018
Recovered: Nov 2020 (3yr)
Drawdown Chart % fall from rolling peak NAV · full history
Valuation Signal

NAV vs 200-Day Moving Average

When NAV is above 200 DMA the fund is in an uptrend. When below, it signals caution. Calculated from NAV data in DB.

Current NAV
200 DMA
NAV vs DMA
Calculating...
NAV vs 200 DMA Last 400 trading days
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.83
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
1.17
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
9.7%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what UTI Aggressive Hybrid Fund is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Aggressive Hybrid Funds

See how UTI Aggressive Hybrid Fund ranks against other Aggressive Hybrid funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.