📊 Equity Fund · Deep Analysis

Tata Business Cycle Fund

Tata Mutual Fund · Direct Growth · SEBI Category: Equity

Current NAV ₹19.9774 (-0.04% today) As of 04 Jun 2026
1 Year Return +2.2%
3 Year CAGR +17.0% p.a.
AAUM ₹2.6K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 1,184 daily NAV records
Fund Overview

Tata Business Cycle Fund — Quick Summary

Tata Business Cycle Fund applies the conservative Tata investment culture to business cycle investing — using systematic economic analysis to identify cycle phases and rotate accordingly. Unlike more aggressive business cycle funds, Tata MF's approach emphasises quality businesses within the cyclical sectors it invests in — rotating into quality cement companies rather than the cheapest or most leveraged ones during a construction upcycle.

The fund benefits from Tata MF's strong macro research capabilities and Sonam Udasi's understanding of corporate earnings cycles across different economic phases. The Tata Group's institutional relationships across multiple industries provide research access and management meeting quality that enhances the cycle identification process.

Fund House
Tata Mutual Fund
SEBI Category
Equity
Benchmark
BSE 500 TRI
Fund Manager
Murthy Nagarajan & Sonam Udasi
AMFI Code
149071
Risk Level
Very High
NAV Records in DB
1,184 days
Quarterly Average AUM · Jan–Mar 2026
₹2.6K Cr
↓ Decreased by 7.3% vs Oct–Dec 2025 · ₹2.9K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Investors who trust Tata's conservative approach to business cycle investing. Those wanting sector rotation with quality filters rather than purely valuation-driven cyclical bets. Long-term investors with 5-7 year horizon.
Tata Group's conservative quality culture applied to business cycle investing. Quality filter within cyclical sector rotation — quality businesses even in cyclical themes. Strong macro research capabilities. Tata brand trust for thematic sector fund investment.
✗ Not Suitable For
Aggressive investors wanting maximum cyclical sector bets without quality constraints. Those with short investment horizons. First-time investors unfamiliar with cyclical investing dynamics.
Who Runs This Fund

Fund Manager

MN
Murthy Nagarajan & Sonam Udasi
Tata Mutual Fund · Managing since January 2021

Sonam Udasi manages the equity and business cycle component of Tata Business Cycle Fund, identifying sectors aligned with the current economic phase. Murthy Nagarajan — Head of Fixed Income at Tata MF — manages any debt component. Udasi applies a research-driven, fundamental approach to cycle identification — evaluating economic indicators, corporate earnings trends and sector-specific demand supply dynamics to determine the appropriate sector rotation.

For current co-manager details and full biography, refer to the latest Tata Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 149071
The official AMFI scheme code for Tata Business Cycle Fund Direct Growth is 149071. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
Business cycle funds are a relatively new category in India — most funds launched post-2020 have short track records evaluated primarily during the post-COVID economic recovery. This has been an unusually favorable period for cyclical investing. Evaluate how these funds perform when the cycle turns or growth disappoints.
Investment Objective
As per Scheme Information Document
To provide long term capital appreciation by investing in equity and equity related instruments following a business cycle based investing theme.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Business Cycle Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
ICICI Prudential Business Cycle Fund ₹25.49 ₹15.7K Cr Jan–Mar 2026 +1.4% +19.2% p.a. +17.4% p.a. 1.13
Tata Business Cycle Fund ▲ ₹19.98 ₹2.6K Cr Jan–Mar 2026 +2.2% +17.0% p.a. 0.83
HDFC Business Cycle Fund ₹14.65 ₹2.6K Cr Jan–Mar 2026 -0.5% +11.3% p.a. 0.48
Axis Business Cycles Fund ₹16.74 ₹2.1K Cr Jan–Mar 2026 +0.1% +15.0% p.a. 0.64
Motilal Oswal Business Cycle Fund ₹11.42 ₹1.8K Cr Jan–Mar 2026 -8.4%
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 1,184 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
+1.2%
3 MonthPoint-to-point
+2.8%
6 MonthPoint-to-point
-1.6%
1 YearPoint-to-point
+2.2%
3 YearCAGR
+17.0% p.a.

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+63.2%
Mar 2023 – Apr 2024
Worst 1Y WindowSimple return
-9.6%
Sep 2024 – Sep 2025
Best 3Y CAGRCAGR p.a.
+29.5% p.a.
Aug 2021 – Sep 2024
Worst 3Y CAGRCAGR p.a.
+14.8% p.a.
Feb 2023 – Mar 2026

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+2.2%
2024
+20.4%
2023
+36.5%
2022
+15.4%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
20.5%
Positive in 88% of windows
Best: 63.2% · Worst: -9.6%
3Y Rolling Avg
21.7% p.a.
Positive in 100% of windows
Best: 29.5% · Worst: 14.8%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-20.0%
Sep 2024 → Mar 2025
Recovered: not yet
Current from Peak
-8.0%
All-time Peak: ₹21.80
Peak date: Sep 2024

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-20.0%
Sep 27, 2024 – Apr 7, 2025
Recovered: not yet
COVID-19 Crash
Pre-inception
Feb 19 – Mar 23, 2020
Recovered: N/A
2022 Rate Hike Cycle
-15.0%
Jan 17 – Jun 17, 2022
Recovered: Aug 2022 (3 mos)
2018 IL&FS Crisis
Pre-inception
Aug 28 – Oct 26, 2018
Recovered: N/A
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.83
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
1.14
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
14.4%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what Tata Business Cycle Fund is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Equity Funds

See how Tata Business Cycle Fund ranks against other Equity funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.