📊 Value/Contra Fund · Deep Analysis

SBI CONTRA FUND

SBI Mutual Fund · Direct Growth · SEBI Category: Value/Contra

Current NAV ₹405.0454 (+0.12% today) As of 04 Jun 2026
1 Year Return -1.4%
3 Year CAGR +15.7% p.a.
5 Year CAGR +17.9% p.a.
AAUM ₹46.9K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,573 daily NAV records
Fund Overview

SBI CONTRA FUND — Quick Summary

SBI Contra Fund is India's second largest value-contra fund at over ₹46,000 crore AUM — taking the purest contrarian approach of any fund in this category. The fund specifically seeks out sectors and stocks that are deeply out of favour with the market — making concentrated bets on recovery that most other fund managers are unwilling to make. This approach has delivered significant returns when contrarian bets have paid off.

The fund has historically made concentrated bets in sectors like PSU banking during the NPA cycle, energy stocks during the commodity bear market and defence stocks before they became mainstream. Dinesh Balachandran's willingness to hold these positions through extended periods of underperformance — and his conviction when they eventually recover — has been the key driver of returns.

Fund House
SBI Mutual Fund
SEBI Category
Value/Contra
Benchmark
BSE 500 TRI
Fund Manager
Dinesh Balachandran
AMFI Code
119835
Risk Level
Very High
NAV Records in DB
2,573 days
Quarterly Average AUM · Jan–Mar 2026
₹46.9K Cr
↓ Decreased by 2.3% vs Oct–Dec 2025 · ₹48.0K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Pure contrarian investors who understand and believe in mean-reversion investing. Extremely patient investors with 7-10 year horizon comfortable with extended underperformance phases. Those who want maximum style diversification from their core growth-oriented equity funds.
India's second largest value-contra fund with a pure contrarian mandate. SBI brand backing for a high-conviction contrarian approach. Proven track record of making and holding contrarian sector bets through full cycles. Distinct, differentiated positioning in any equity portfolio.
✗ Not Suitable For
Investors who need consistent or predictable performance — contra funds can dramatically underperform for 3-5 years. Those who cannot watch their fund hold deeply unpopular sectors while growth stocks rally. Anyone with investment horizons under 7 years.
Who Runs This Fund

Fund Manager

DB
Dinesh Balachandran
SBI Mutual Fund · Managing since May 2018

Dinesh Balachandran is Fund Manager at SBI Funds Management and manages SBI Contra Fund with a pure contrarian investment mandate. He identifies sectors and stocks that are currently out of favour with the market and makes directional bets on their recovery. His contra approach requires deep conviction and willingness to hold unpopular positions — a psychologically demanding investment style.

For current co-manager details and full biography, refer to the latest SBI Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 119835
The official AMFI scheme code for SBI CONTRA FUND Direct Growth is 119835. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
SBI Contra Fund has grown to ₹46,000+ crore AUM — one of the largest in the value-contra category. At this scale, making truly contrarian bets requires deploying very large amounts in illiquid, unloved stocks. This can create price impact when entering and exiting positions. Monitor whether the fund's contrarian mandate remains implementable at this AUM level.
Investment Objective
As per Scheme Information Document
The objective of the scheme is to provide long term capital appreciation by following a contrarian investment strategy.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Value & Contra Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
ICICI Prudential Value Discovery Fund ₹497.53 ₹58.9K Cr Jan–Mar 2026 -1.5% +16.7% p.a. +17.1% p.a. 1.00
SBI Contra Fund ▲ ₹405.05 ₹46.9K Cr Jan–Mar 2026 -1.4% +15.7% p.a. +17.9% p.a. 0.80
HSBC Value Fund ₹124.85 ₹14.0K Cr Jan–Mar 2026 +3.4% +20.8% p.a. 0.98
Nippon India Value Fund ₹240.13 ₹8.7K Cr Jan–Mar 2026 -0.9% +18.9% p.a. +16.5% p.a. 0.94
UTI Value Fund ₹175.37 ₹7.9K Cr Jan–Mar 2026 -2.1% +15.3% p.a. +13.3% p.a. 0.81
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 2,573 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-0.9%
3 MonthPoint-to-point
-4.2%
6 MonthPoint-to-point
-6.4%
1 YearPoint-to-point
-1.4%
3 YearCAGR
+15.7% p.a.
5 YearCAGR
+17.9% p.a.
10 YearCAGR
+16.2% p.a.
₹1 Lakh → 5YLump sum growth
₹222,153

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+120.4%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-35.6%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+51.0% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
-9.8% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+7.0%
2024
+19.9%
2023
+39.5%
2022
+13.6%
2021
+51.0%
2020
+31.4%
2019
-0.5%
2018
-13.6%
2017
+41.1%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
21.1%
Positive in 80% of windows
Best: 120.4% · Worst: -35.6%
3Y Rolling Avg
20.4% p.a.
Positive in 92% of windows
Best: 51.0% · Worst: -9.8%
5Y Rolling Avg
22.7% p.a.
Positive in 100% of windows
Best: 41.0% · Worst: 12.9%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-44.7%
Jan 2018 → Mar 2020
Recovered: Dec 2020 (1yr)
Current from Peak
-7.9%
All-time Peak: ₹440.47
Peak date: Sep 2024

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-15.8%
Sep 27, 2024 – Apr 7, 2025
Recovered: not yet
COVID-19 Crash
-34.3%
Feb 19 – Mar 23, 2020
Recovered: Aug 2020 (7 mos)
2022 Rate Hike Cycle
-11.8%
Jan 17 – Jun 17, 2022
Recovered: Aug 2022 (7 mos)
2018 IL&FS Crisis
-14.9%
Aug 28 – Oct 26, 2018
Recovered: Nov 2020 (3yr)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.80
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
1.10
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
12.4%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
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Want to see what SBI CONTRA FUND is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Value/Contra Funds

See how SBI CONTRA FUND ranks against other Value/Contra funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.