📊 ELSS Fund · Deep Analysis

Mirae Asset ELSS Tax Saver Fund

Mirae Asset Mutual Fund · Direct Growth · SEBI Category: ELSS

Current NAV ₹57.8350 (+0.36% today) As of 15 Jul 2026
1 Year Return +4.0%
3 Year CAGR +15.4% p.a.
5 Year CAGR +13.7% p.a.
AAUM ₹25.5K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,594 daily NAV records
Fund Overview

Mirae Asset ELSS Tax Saver Fund — Quick Summary

Mirae Asset ELSS Tax Saver Fund combines the dual benefit of Section 80C tax saving with Mirae Asset's internationally-backed equity research. The fund invests in a diversified portfolio of quality businesses across market caps — applying the same research framework that has made Mirae Asset's large cap and flexi cap schemes among the most respected in India.

The fund benefits from Mirae Asset's global research network — the Korean parent company brings international investment perspectives and sector research that complements domestic equity analysis. The portfolio focuses on quality businesses with durable competitive advantages, strong return on capital and capable management — characteristics that align well with the long-term investment horizon encouraged by the 3-year ELSS lock-in.

Fund House
Mirae Asset Mutual Fund
SEBI Category
ELSS
Benchmark
Nifty 500 TRI
Fund Manager
Neelesh Surana
AMFI Code
135781
Risk Level
Very High
NAV Records in DB
2,594 days
Quarterly Average AUM · Jan–Mar 2026
₹25.5K Cr
↓ Decreased by 4.2% vs Oct–Dec 2025 · ₹26.6K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Taxpayers in 20-30% bracket wanting quality-growth equity exposure for 80C savings. Long-term investors with 7+ year horizon comfortable with Mirae Asset's investment style. Those who appreciate globally-backed research in their equity fund management.
Global research backing from Mirae Asset's international network. Quality-growth investing approach with strong track record since inception in 2015. Dual benefit of 80C tax saving and equity wealth creation. Managed by a seasoned CIO with consistent investment philosophy.
✗ Not Suitable For
Investors who cannot lock in money for 3 years. Conservative investors unable to handle equity volatility — the fund can fall significantly in bear markets despite quality focus. Those seeking maximum income or dividend distributions rather than growth.
Who Runs This Fund

Fund Manager

NS
Neelesh Surana
Mirae Asset Mutual Fund · Managing since December 2015

Neelesh Surana is CIO — Equity at Mirae Asset Mutual Fund and has been managing Mirae Asset ELSS Tax Saver Fund since its inception. He is known for a research-driven, quality-growth investment approach that has consistently delivered strong long-term returns across Mirae Asset's equity schemes. His focus on businesses with strong earnings compounding and reasonable valuations defines the fund's character.

For current co-manager details and full biography, refer to the latest Mirae Asset Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 135781
The official AMFI scheme code for Mirae Asset ELSS Tax Saver Fund Direct Growth is 135781. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
Mirae Asset ELSS Tax Saver Fund has grown significantly in AUM since inception — the growing size means the fund now needs to deploy larger amounts in quality large cap businesses. Monitor whether the quality definition remains disciplined as AUM grows and the universe of truly quality businesses at reasonable valuations becomes more limited.
Investment Objective
As per Scheme Information Document
To generate long term capital appreciation and enable investors to avail income tax deduction by investing in a diversified portfolio of equity and equity related instruments.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 ELSS Tax Saver Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
Axis ELSS Tax Saver Fund ₹109.68 ₹31.8K Cr Jan–Mar 2026 +0.1% +11.7% p.a. +8.2% p.a. 0.41
SBI ELSS Tax Saver Fund ₹477.70 ₹28.6K Cr Jan–Mar 2026 -0.3% +18.2% p.a. +17.6% p.a. 1.02
Mirae Asset ELSS Tax Saver Fund ▲ ₹57.84 ₹25.5K Cr Jan–Mar 2026 +4.0% +15.4% p.a. +13.7% p.a. 0.73
DSP ELSS Tax Saver Fund ₹156.58 ₹16.0K Cr Jan–Mar 2026 -0.1% +16.7% p.a. +14.5% p.a. 0.83
HDFC ELSS Tax Saver ₹1,488.69 ₹15.1K Cr Jan–Mar 2026 -2.5% +15.9% p.a. +16.9% p.a. 0.87
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 2,594 daily NAV records in RightAdvise DB. Last calculated: Jul 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
+6.6%
3 MonthPoint-to-point
+7.0%
6 MonthPoint-to-point
+1.9%
1 YearPoint-to-point
+4.0%
3 YearCAGR
+15.4% p.a.
5 YearCAGR
+13.7% p.a.
10 YearCAGR
+18.2% p.a.
₹1 Lakh → 5YLump sum growth
₹185,583

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+109.5%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-27.6%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+38.3% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
-0.5% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+10.7%
2024
+18.4%
2023
+28.4%
2022
+1.3%
2021
+37.2%
2020
+23.4%
2019
+16.0%
2018
-1.1%
2017
+49.8%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
21.0%
Positive in 90% of windows
Best: 109.5% · Worst: -27.6%
3Y Rolling Avg
19.2% p.a.
Positive in 100% of windows
Best: 38.3% · Worst: -0.5%
5Y Rolling Avg
20.5% p.a.
Positive in 100% of windows
Best: 32.3% · Worst: 12.0%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-37.8%
Jan 2020 → Mar 2020
Recovered: Oct 2020 (9 mos)
Current from Peak
-0.7%
All-time Peak: ₹58.43
Peak date: Jan 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-17.1%
Sep 27, 2024 – Apr 7, 2025
Recovered: Sep 2025 (10 mos)
COVID-19 Crash
-36.9%
Feb 19 – Mar 23, 2020
Recovered: Aug 2020 (7 mos)
2022 Rate Hike Cycle
-17.5%
Jan 17 – Jun 17, 2022
Recovered: Dec 2022 (8 mos)
2018 IL&FS Crisis
-13.0%
Aug 28 – Oct 26, 2018
Recovered: Mar 2019 (7 mos)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jul 2026. What do these mean? →

Sharpe Ratio (3Y)
0.73
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
1.01
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
13.8%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
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Want to see what Mirae Asset ELSS Tax Saver Fund is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all ELSS Funds

See how Mirae Asset ELSS Tax Saver Fund ranks against other ELSS funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.