📊 Flexi Cap Fund · Deep Analysis

Kotak Flexicap Fund

Kotak Mutual Fund · Direct Growth · SEBI Category: Flexi Cap

Current NAV ₹93.8950 (+0.22% today) As of 04 Jun 2026
1 Year Return 0.0%
3 Year CAGR +14.4% p.a.
5 Year CAGR +12.7% p.a.
AAUM ₹54.7K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,565 daily NAV records
Fund Overview

Kotak Flexicap Fund — Quick Summary

Kotak Flexicap Fund is managed by Harsha Upadhyaya, one of India's most experienced equity fund managers with over two decades in the industry. The fund follows a disciplined research-intensive investment approach that balances sector diversification with quality stock selection. Kotak Flexicap typically maintains a more balanced allocation across market caps — less concentrated in any single sector compared to peers.

The fund has the lowest beta among major flexi cap funds (below 0.95 to the Nifty 50), meaning it typically falls less than the market during corrections while still participating in rallies. This defensive characteristic makes it popular among investors who want equity exposure with relatively smoother NAV movement.

Fund House
Kotak Mutual Fund
SEBI Category
Flexi Cap
Benchmark
NIFTY 500 TRI
Fund Manager
Harsha Upadhyaya
AMFI Code
120166
Risk Level
Very High
NAV Records in DB
2,565 days
Quarterly Average AUM · Jan–Mar 2026
₹54.7K Cr
↓ Decreased by 0.9% vs Oct–Dec 2025 · ₹55.2K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Best suited for moderate to moderately-high risk investors with a 5+ year horizon who value consistency over maximum returns. A good choice for investors who want a well-managed lower-volatility flexi cap fund as part of a multi-fund portfolio.
Kotak Flexicap stands out for Harsha Upadhyaya's consistent fund management, lower market beta providing relative downside protection, and disciplined multi-sector diversification. It suits investors who want steady consistent compounding over market cycles rather than top-of-category returns in any single year.
✗ Not Suitable For
Investors seeking high-risk, high-reward mid and small cap bets — Kotak Flexicap tends to maintain a large cap bias within its flexi mandate. Those with less than 5 year investment horizons — equity market cycles require patience. Investors who prefer a more aggressive flexi cap approach with significant small cap allocation.
Who Runs This Fund

Fund Manager

HU
Harsha Upadhyaya
Kotak Mutual Fund · Managing since 2012

Harsha Upadhyaya is CIO — Equity at Kotak Mutual Fund and has been managing the Kotak Flexicap Fund for several years. He is known for a disciplined, research-driven approach to stock selection with a preference for quality businesses at reasonable valuations. His consistent investment philosophy has helped maintain the fund's character across different market cycles.

For current co-manager details and full biography, refer to the latest Kotak Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 120166
The official AMFI scheme code for Kotak Flexicap Fund Direct Growth is 120166. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
Kotak Flexicap Fund, despite its flexi cap mandate, has historically maintained a large cap bias in its portfolio. This makes it behave more like a large cap fund in practice — which may or may not align with your expectation of a flexi cap scheme. Always check the current market cap allocation split to understand what you are actually buying.
Investment Objective
As per Scheme Information Document
The investment objective of the scheme is to generate long term appreciation of capital from a portfolio of equity and equity related securities.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Flexi Cap Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
Parag Parikh Flexi Cap Fund ₹89.66 ₹1.33 L Cr Jan–Mar 2026 -0.2% +15.5% p.a. +15.6% p.a. 1.08
HDFC Flexi Cap Fund ₹2,118.50 ₹95.5K Cr Jan–Mar 2026 -0.3% +17.8% p.a. +17.7% p.a. 1.08
Kotak Flexicap Fund ▲ ₹93.90 ₹54.7K Cr Jan–Mar 2026 0.0% +14.4% p.a. +12.7% p.a. 0.64
SBI Flexicap Fund ₹117.48 ₹21.8K Cr Jan–Mar 2026 -0.3% +10.0% p.a. +10.0% p.a. 0.35
Axis Flexi Cap Fund ₹28.89 ₹12.5K Cr Jan–Mar 2026 -0.6% +13.3% p.a. +10.4% p.a. 0.55
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 2,565 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-0.6%
3 MonthPoint-to-point
-3.5%
6 MonthPoint-to-point
-4.8%
1 YearPoint-to-point
0.0%
3 YearCAGR
+14.4% p.a.
5 YearCAGR
+12.7% p.a.
10 YearCAGR
+14.5% p.a.
₹1 Lakh → 5YLump sum growth
₹179,549

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+85.5%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-27.6%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+32.1% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
-3.5% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+10.4%
2024
+17.5%
2023
+25.3%
2022
+6.0%
2021
+26.6%
2020
+12.9%
2019
+13.4%
2018
+0.2%
2017
+35.9%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
17.2%
Positive in 90% of windows
Best: 85.5% · Worst: -27.6%
3Y Rolling Avg
15.6% p.a.
Positive in 99% of windows
Best: 32.1% · Worst: -3.5%
5Y Rolling Avg
16.4% p.a.
Positive in 100% of windows
Best: 28.4% · Worst: 9.5%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-37.3%
Jan 2020 → Mar 2020
Recovered: Nov 2020 (11 mos)
Current from Peak
-7.1%
All-time Peak: ₹101.16
Peak date: Feb 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-16.2%
Sep 27, 2024 – Apr 7, 2025
Recovered: Jun 2025 (5 mos)
COVID-19 Crash
-36.9%
Feb 19 – Mar 23, 2020
Recovered: Nov 2020 (11 mos)
2022 Rate Hike Cycle
-17.4%
Jan 17 – Jun 17, 2022
Recovered: Sep 2022 (4 mos)
2018 IL&FS Crisis
-15.0%
Aug 28 – Oct 26, 2018
Recovered: Apr 2019 (7 mos)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.64
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
0.88
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
14.1%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
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Want to see what Kotak Flexicap Fund is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Flexi Cap Funds

See how Kotak Flexicap Fund ranks against other Flexi Cap funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.