📊 Balanced Advantage Fund · Deep Analysis

ICICI Prudential Balanced Advantage Fund

ICICI Prudential Mutual Fund · Direct Growth · SEBI Category: Balanced Advantage

Current NAV ₹84.3300 (+0.17% today) As of 04 Jun 2026
1 Year Return +4.1%
3 Year CAGR +12.0% p.a.
5 Year CAGR +11.1% p.a.
AAUM ₹68.5K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 2,566 daily NAV records
Fund Overview

ICICI Prudential Balanced Advantage Fund — Quick Summary

ICICI Prudential Balanced Advantage Fund is India's largest balanced advantage fund by AUM with over Rs.68,000 crore in assets. Launched in December 2006, it is one of the pioneers of the dynamic asset allocation category in India. The fund uses a proprietary Price-to-Book ratio based model to determine equity allocation — when markets are expensive, equity is reduced; when they are cheap, equity increases. This model-driven approach has been consistent since the fund's early days.

The fund is managed by a large experienced team at ICICI Prudential AMC — one of India's most established fund houses with deep research capabilities. Its large AUM reflects exceptional investor confidence built over nearly two decades. The P/B model used by ICICI Pru BAF has historically led the fund to carry higher equity during corrections and reduce it during expensive markets, giving it a distinctive risk-return profile compared to peers.

Fund House
ICICI Prudential Mutual Fund
SEBI Category
Balanced Advantage
Benchmark
NIFTY 50 Hybrid Composite Debt 65:35 Index
Fund Manager
Rajat Chandak, Manish Banthia, Ihab Dalwai, Akhil Kakkar, Sri Sharma
AMFI Code
120377
Risk Level
Very High
NAV Records in DB
2,566 days
Quarterly Average AUM · Jan–Mar 2026
₹68.5K Cr
↑ Increased by 1.5% vs Oct–Dec 2025 · ₹67.5K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Suited for moderate-risk investors with a 3 to 5+ year horizon who want a large established fund with a proven allocation model. Also popular for lump sum investments — the P/B model adjusts equity allocation appropriately regardless of market timing.
ICICI Prudential Balanced Advantage Fund stands out for its scale, its P/B based allocation model, and its nearly two-decade track record across multiple market cycles. It is India's largest BAF — a testament to consistent investor trust. The fund is well suited for investors who want a model-driven, systematically managed approach to equity-debt allocation.
✗ Not Suitable For
Aggressive investors seeking maximum equity returns — this fund will reduce equity in bull markets and cap upside. Investors with horizons under 3 years — even balanced advantage funds can underperform fixed deposits in difficult short-term periods. Those who want predictable guaranteed returns — equity exposure makes returns variable and market-linked.
Who Runs This Fund

Fund Manager

RC
Rajat Chandak, Manish Banthia, Ihab Dalwai, Akhil Kakkar, Sri Sharma
ICICI Prudential Mutual Fund · Managing since November 2009 (Ihab Dalwai)

ICICI Prudential BAF is co-managed by a specialist team — Rajat Chandak leads the equity component, Manish Banthia heads fixed income, while Ihab Dalwai, Akhil Kakkar and Sri Sharma manage specific portfolio sleeves. This multi-manager structure, overseen by CIO Sankaran Naren, ensures no single point of failure and brings specialist expertise to each part of the portfolio.

For current co-manager details and full biography, refer to the latest ICICI Prudential Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 120377
The official AMFI scheme code for ICICI Prudential Balanced Advantage Fund Direct Growth is 120377. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
The fund uses a Price-to-Book model to determine equity allocation. In expensive markets it moves money to arbitrage and debt — which can mean missing continued bull market gains. The gross equity exposure stays above 65% for equity taxation but the actual unhedged equity can be significantly lower. Always check the fund factsheet for current unhedged equity allocation before investing.
Investment Objective
As per Scheme Information Document
The scheme seeks to provide capital appreciation and income distribution by using equity derivatives strategies, arbitrage opportunities and pure equity investments.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Balanced Advantage Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
HDFC Balanced Advantage Fund ₹550.20 ₹74.0K Cr Jan–Mar 2026 -1.2% +14.8% p.a. +15.4% p.a. 0.93
ICICI Prudential Balanced Advantage Fund ▲ ₹84.33 ₹68.5K Cr Jan–Mar 2026 +4.1% +12.0% p.a. +11.1% p.a. 0.93
Edelweiss Balanced Advantage Fund ₹58.81 ₹12.5K Cr Jan–Mar 2026 +3.5% +11.7% p.a. +10.6% p.a. 0.67
Nippon India Balanced Advantage Fund ₹202.08 ₹9.3K Cr Jan–Mar 2026 +2.6% +11.8% p.a. +10.6% p.a. 0.81
Kotak Balanced Advantage Fund ₹22.33 ₹17.2K Cr Jan–Mar 2026 +1.2% +10.4% p.a. +9.8% p.a. 0.62
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 2,566 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-0.4%
3 MonthPoint-to-point
-1.2%
6 MonthPoint-to-point
-2.5%
1 YearPoint-to-point
+4.1%
3 YearCAGR
+12.0% p.a.
5 YearCAGR
+11.1% p.a.
10 YearCAGR
+11.7% p.a.
₹1 Lakh → 5YLump sum growth
₹167,654

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+57.4%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-18.8%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+24.4% p.a.
Mar 2020 – Apr 2023
Worst 3Y CAGRCAGR p.a.
-0.8% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+12.9%
2024
+13.0%
2023
+17.2%
2022
+8.6%
2021
+15.9%
2020
+12.4%
2019
+11.4%
2018
+3.7%
2017
+20.6%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
13.1%
Positive in 97% of windows
Best: 57.4% · Worst: -18.8%
3Y Rolling Avg
12.6% p.a.
Positive in 100% of windows
Best: 24.4% · Worst: -0.8%
5Y Rolling Avg
13.1% p.a.
Positive in 100% of windows
Best: 21.4% · Worst: 10.0%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-27.0%
Feb 2020 → Mar 2020
Recovered: Aug 2020 (7 mos)
Current from Peak
-3.6%
All-time Peak: ₹87.63
Peak date: Feb 2026

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-6.4%
Sep 27, 2024 – Apr 7, 2025
Recovered: Apr 2025 (3 mos)
COVID-19 Crash
-26.8%
Feb 19 – Mar 23, 2020
Recovered: Aug 2020 (7 mos)
2022 Rate Hike Cycle
-4.2%
Jan 17 – Jun 17, 2022
Recovered: Jul 2022 (2 mos)
2018 IL&FS Crisis
-5.3%
Aug 28 – Oct 26, 2018
Recovered: Dec 2018 (3 mos)
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.93
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
1.38
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
6.5%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what ICICI Prudential Balanced Advantage Fund is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Balanced Advantage Funds

See how ICICI Prudential Balanced Advantage Fund ranks against other Balanced Advantage funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.