📊 Equity Fund · Deep Analysis

HDFC Business Cycle FundOption

HDFC Mutual Fund · Direct Growth · SEBI Category: Equity

Current NAV ₹14.6520 (+0.56% today) As of 04 Jun 2026
1 Year Return -0.5%
3 Year CAGR +11.3% p.a.
AAUM ₹2.6K Cr Jan–Mar 2026
All data from RightAdvise DB — calculated from 863 daily NAV records
Fund Overview

HDFC Business Cycle FundOption — Quick Summary

HDFC Business Cycle Fund applies India's largest AMC's research depth to business cycle investing. HDFC MF's comprehensive equity research team — covering all major sectors in India — provides Gopal Agrawal with the analytical infrastructure to identify cycle phase transitions and execute sector rotations efficiently. The fund benefits from HDFC MF's access to company management meetings across all sectors.

HDFC MF's conservative investment culture means the business cycle fund is implemented with quality guardrails — even in aggressive cyclical phases, the portfolio targets quality businesses within the cyclical sectors rather than the cheapest or most leveraged plays. This quality approach reduces downside during sudden cycle corrections while participating meaningfully in sector upswings.

Fund House
HDFC Mutual Fund
SEBI Category
Equity
Benchmark
BSE 500 TRI
Fund Manager
Gopal Agrawal
AMFI Code
150805
Risk Level
Very High
NAV Records in DB
863 days
Quarterly Average AUM · Jan–Mar 2026
₹2.6K Cr
↓ Decreased by 9.6% vs Oct–Dec 2025 · ₹2.9K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Investors who prioritise research depth and institutional quality in their business cycle fund. Those wanting cycle-based sector rotation with quality filters from India's largest AMC. Long-term investors with 5-7 year horizon.
India's largest AMC research infrastructure supporting comprehensive cycle identification across all sectors. Quality guardrails within cyclical investing — quality businesses even in aggressive cycle phases. HDFC MF's management access across all industry sectors. Strong institutional backing for long-term thematic fund commitment.
✗ Not Suitable For
Aggressive investors wanting maximum exposure to cheap, leveraged cyclicals. Those with short investment horizons. Investors who want guaranteed outperformance in every economic phase.
Who Runs This Fund

Fund Manager

GA
Gopal Agrawal
HDFC Mutual Fund · Managing since January 2022

Gopal Agrawal is Senior Fund Manager at HDFC Mutual Fund and manages the HDFC Business Cycle Fund. He applies HDFC MF's research-intensive approach to identifying economic cycle phases and implementing appropriate sector rotation. Agrawal's experience across multiple equity mandates at HDFC MF provides him with comprehensive sector coverage capabilities — essential for effective business cycle investing that requires understanding of multiple sectors simultaneously.

For current co-manager details and full biography, refer to the latest HDFC Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view — not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 150805
The official AMFI scheme code for HDFC Business Cycle FundOption Direct Growth is 150805. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
HDFC Business Cycle Fund is a newer fund — launched in 2022. The post-launch period has been favorable for cyclical investing. Evaluate performance across a complete economic cycle — including a slowdown phase — before drawing conclusions about the fund's cycle identification capabilities.
Investment Objective
As per Scheme Information Document
To provide long term capital appreciation by investing in equity and equity related instruments following business cycle based investing theme.
All Data Below — From RightAdvise Database
Category Comparison

Top 5 Business Cycle Funds Compared

Live data. Current fund highlighted. Click any fund name for full analysis.

FundNAVAAUM1Y Return 3Y CAGR 5Y CAGR Sharpe (3Y)
ICICI Prudential Business Cycle Fund ₹25.49 ₹15.7K Cr Jan–Mar 2026 +1.4% +19.2% p.a. +17.4% p.a. 1.13
Tata Business Cycle Fund ₹19.98 ₹2.6K Cr Jan–Mar 2026 +2.2% +17.0% p.a. 0.83
HDFC Business Cycle Fund ▲ ₹14.65 ₹2.6K Cr Jan–Mar 2026 -0.5% +11.3% p.a. 0.48
Axis Business Cycles Fund ₹16.74 ₹2.1K Cr Jan–Mar 2026 +0.1% +15.0% p.a. 0.64
Motilal Oswal Business Cycle Fund ₹11.42 ₹1.8K Cr Jan–Mar 2026 -8.4%
Best value in each column shown in green. AAUM from latest AMFI quarterly filing. Returns calculated from daily NAV history.
Performance

Fund Returns

Calculated from 863 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y — simple point-to-point return  ·  3Y / 5Y / 10Y — CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-1.2%
3 MonthPoint-to-point
+0.5%
6 MonthPoint-to-point
-5.0%
1 YearPoint-to-point
-0.5%
3 YearCAGR
+11.3% p.a.

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+41.9%
Mar 2023 – Apr 2024
Worst 1Y WindowSimple return
-5.2%
Sep 2024 – Sep 2025
Best 3Y CAGRCAGR p.a.
+16.3% p.a.
Mar 2023 – Apr 2026
Worst 3Y CAGRCAGR p.a.
+10.4% p.a.
Feb 2023 – Mar 2026

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point — not CAGR.

2025
+2.7%
2024
+15.3%
2023
+29.9%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date — not one cherry-picked number. Learn more →

1Y Rolling Avg
16.4%
Positive in 94% of windows
Best: 41.9% · Worst: -5.2%
3Y Rolling Avg
14.3% p.a.
Positive in 100% of windows
Best: 16.3% · Worst: 10.4%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV — what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-18.0%
Sep 2024 → Mar 2026
Recovered: not yet
Current from Peak
-9.0%
All-time Peak: ₹15.98
Peak date: Sep 2024

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-17.3%
Sep 27, 2024 – Apr 7, 2025
Recovered: not yet
COVID-19 Crash
Pre-inception
Feb 19 – Mar 23, 2020
Recovered: N/A
2022 Rate Hike Cycle
Pre-inception
Jan 17 – Jun 17, 2022
Recovered: N/A
2018 IL&FS Crisis
Pre-inception
Aug 28 – Oct 26, 2018
Recovered: N/A
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV — industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.48
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
0.68
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
13.5%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what HDFC Business Cycle FundOption is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes — from official AMC disclosures.

Full current portfolio — all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all Equity Funds

See how HDFC Business Cycle FundOption ranks against other Equity funds on returns, drawdown, Sharpe ratio and AAUM — side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.