📊 ELSS Fund · Deep Analysis

Axis ELSS Tax Saver FundOption

Axis Mutual Fund · Direct Growth · SEBI Category: ELSS

Compare the top 5 funds in this category →
Current NAV ₹103.6421 (+0.16% today) As of 04 Jun 2026
1 Year Return -3.3%
3 Year CAGR +10.8% p.a.
5 Year CAGR +7.9% p.a.
AAUM ₹31.8K Cr Jan–Mar 2026
All data from RightAdvise DB - calculated from 2,573 daily NAV records
Fund Overview

Axis ELSS Tax Saver FundOption - Quick Summary

Axis ELSS Tax Saver Fund is India's largest ELSS fund by AUM — a position built over many years of consistent quality-growth investing. The fund invests in a diversified portfolio of equity and equity-related instruments while offering investors the dual benefit of potential long-term capital appreciation and tax deduction under Section 80C of the Income Tax Act up to ₹1.5 lakh per year.

The fund applies the same quality-growth philosophy that Axis Mutual Fund is known for — focusing on businesses with strong competitive moats, high return on equity and capable management teams. The 3-year lock-in period, rather than being a constraint, actually supports this philosophy by encouraging patient, long-term holding of quality businesses without pressure to exit during short-term corrections.

Fund House
Axis Mutual Fund
SEBI Category
ELSS
Benchmark
Nifty 500 TRI
Fund Manager
Jinesh Gopani & Shreyas Devalkar
AMFI Code
120503
Risk Level
Very High
NAV Records in DB
2,573 days
Quarterly Average AUM · Jan–Mar 2026
₹31.8K Cr
↓ Decreased by 6.4% vs Oct–Dec 2025 · ₹34.0K Cr
Official quarterly average AUM from AMFI disclosure. Published every 3 months.
📊
✓ Suitable For
Taxpayers in the 20-30% bracket wanting 80C deduction with quality equity exposure. Long-term investors with 5+ year horizon comfortable with the Axis quality-growth investment style. SIP investors who want monthly tax saving alongside disciplined equity investing.
India's largest ELSS fund with a long track record of quality-growth investing. Dual benefit — tax saving under 80C plus equity wealth creation in one fund. Quality filter means less exposure to cyclical and commodity stocks. 3-year lock-in encourages patient investing aligned with equity market cycles.
✗ Not Suitable For
Investors who cannot lock funds for 3 years — ELSS redemption before 3 years is not permitted under any circumstance. Conservative investors who cannot handle equity market volatility — ELSS funds can fall 40-50% in bear markets. Those who have already exhausted 80C limit through EPF and home loan principal.
Who Runs This Fund

Fund Manager

JG
Jinesh Gopani & Shreyas Devalkar
Axis Mutual Fund · Managing since January 2017

Jinesh Gopani was the original fund manager who built Axis ELSS Tax Saver Fund into India's largest ELSS scheme. Shreyash Devalkar subsequently took over the management applying the same quality-growth philosophy — focusing on businesses with durable competitive advantages and strong management quality. The quality-growth filter is applied consistently regardless of the mandatory 3-year lock-in structure.

For current co-manager details and full biography, refer to the latest Axis Mutual Fund factsheet on AMFI or the AMC website.

What to Factor In

Things to Consider

Informational points to help you form your own view - not judgements or recommendations.

AMFI Code · Informational
AMFI Scheme Code: 120503
The official AMFI scheme code for Axis ELSS Tax Saver FundOption Direct Growth is 120503. Use this when transacting on platforms or verifying data across databases.
Important Note
Points Worth Knowing
Axis Mutual Fund faced compliance-related issues in 2022-2023 that impacted several of its equity schemes. Investors should review the fund's current portfolio and assess whether the quality-growth philosophy has been maintained consistently. As India's largest ELSS, any management or philosophy change would significantly affect a large number of investors.
Investment Objective
As per Scheme Information Document
To generate long-term capital growth from a diversified portfolio of equity and equity-related instruments and enable investors to avail tax deduction under section 80C of the Income Tax Act 1961.
All Data Below - From RightAdvise Database
Performance

Fund Returns

Calculated from 2,573 daily NAV records in RightAdvise DB. Last calculated: Jun 2026.

1M / 3M / 6M / 1Y - simple point-to-point return  ·  3Y / 5Y / 10Y - CAGR (compounded annual growth rate)

1 MonthPoint-to-point
-1.6%
3 MonthPoint-to-point
-3.7%
6 MonthPoint-to-point
-6.9%
1 YearPoint-to-point
-3.3%
3 YearCAGR
+10.8% p.a.
5 YearCAGR
+7.9% p.a.
10 YearCAGR
+12.3% p.a.
₹1 Lakh → 5YLump sum growth
₹144,586

Best & Worst Periods Ever

Based on all rolling windows in full NAV history. Dates show the start and end of each period.

Best 1Y WindowSimple return
+74.8%
Mar 2020 – Mar 2021
Worst 1Y WindowSimple return
-18.1%
Mar 2019 – Mar 2020
Best 3Y CAGRCAGR p.a.
+27.0% p.a.
Oct 2018 – Nov 2021
Worst 3Y CAGRCAGR p.a.
+2.9% p.a.
Feb 2017 – Mar 2020

Calendar Year Returns

Jan 1 to Dec 31 each year. Simple point-to-point - not CAGR.

2025
+5.2%
2024
+18.3%
2023
+22.9%
2022
-11.2%
2021
+25.6%
2020
+21.5%
2019
+15.9%
2018
+3.7%
2017
+39.0%
Consistency Analysis

Rolling Returns ℹ️ What is this?

Rolling returns show performance across every possible investment start date - not one cherry-picked number. Learn more →

1Y Rolling Avg
15.4%
Positive in 81% of windows
Best: 74.8% · Worst: -18.1%
3Y Rolling Avg
14.0% p.a.
Positive in 100% of windows
Best: 27.0% · Worst: 2.9%
5Y Rolling Avg
14.8% p.a.
Positive in 100% of windows
Best: 22.7% · Worst: 7.1%
1-Year Rolling Returns Each bar = 1Y return starting from that date
Risk Analysis

Maximum Drawdown ℹ️ What is this?

How much the fund fell from its peak NAV - what investors actually experience during crashes. Calculated from full NAV history.

Max Drawdown Ever
-33.5%
Feb 2020 → Mar 2020
Recovered: Nov 2020 (11 mos)
Current from Peak
-8.9%
All-time Peak: ₹113.68
Peak date: Sep 2024

How the fund behaved in key crisis periods

Calculated from actual NAV data. "Pre-inception" means the fund didn't exist during that period.

2024–25 Tariff / Correction
-16.4%
Sep 27, 2024 – Apr 7, 2025
Recovered: not yet
COVID-19 Crash
-33.0%
Feb 19 – Mar 23, 2020
Recovered: Nov 2020 (11 mos)
2022 Rate Hike Cycle
-25.1%
Jan 17 – Jun 17, 2022
Recovered: Nov 2023 (2yr 1mo)
2018 IL&FS Crisis
-17.0%
Aug 28 – Oct 26, 2018
Recovered: Jun 2019 (11 mos)
Drawdown Chart % fall from rolling peak NAV · full history
Valuation Signal

NAV vs 200-Day Moving Average

When NAV is above 200 DMA the fund is in an uptrend. When below, it signals caution. Calculated from NAV data in DB.

Current NAV
-
200 DMA
-
NAV vs DMA
-
Calculating...
NAV vs 200 DMA Last 400 trading days
Risk Metrics

Risk Ratios

Calculated from 3 years of daily NAV - industry standard. Risk-free rate: 6.5% p.a. Last updated: Jun 2026. What do these mean? →

Sharpe Ratio (3Y)
0.41
Return per unit of total risk. >1 is good. Learn more →
Sortino Ratio (3Y)
0.59
Like Sharpe but only penalises downside volatility. Learn more →
Std Deviation (3Y)
13.1%
Annualised monthly volatility. Lower = more consistent returns. Learn more →
📊
Want to see what Axis ELSS Tax Saver FundOption is actually holding?

Our portfolio holdings page shows every stock the fund owns, sector allocation, and month-over-month changes - from official AMC disclosures.

Full current portfolio - all stocks, weights, sectors
New entries and exits over the last 3 months
Sector allocation and month-over-month changes
Updated monthly from official AMC disclosures
See Portfolio Holdings →
← Compare all ELSS Funds

See how Axis ELSS Tax Saver FundOption ranks against other ELSS funds on returns, drawdown, Sharpe ratio and AAUM - side by side.

Learn the Metrics
📖 Deep Dive
CAGR, Sharpe, Sortino & Std Dev
What these numbers mean and how to use them
📖 Deep Dive
Drawdown & Rolling Returns
Why these reveal more than any CAGR figure
⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.
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⚠️ RightAdvise.com is NOT registered with SEBI. All content is for educational purposes only. Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered advisor before investing.