When considering whether to buy a base health insurance policy and a top-up plan from the same insurer or different insurers, there are several factors to keep in mind. Both options have their advantages and drawbacks, so it’s important to…
The decision to include a copay clause in your health insurance policy depends on your individual circumstances and preferences. A copay clause, or copayment, is a fixed amount that you pay out-of-pocket for a medical service or prescription at the…
If a health insurance company is not providing you with health insurance or denies your application, there are several steps you can take to address the situation: Conclusion If you are having difficulty obtaining health insurance, exploring alternative options and…
While health insurance is essential for providing financial protection against medical expenses, some people may have negative experiences with health insurance companies for a variety of reasons: Conclusion To have a better experience with health insurance companies, it is important…
In India, family floater health insurance policies provide coverage for multiple family members under a single plan. Typically, a family floater policy includes the policyholder, spouse, dependent children, and sometimes dependent parents. The policy provides a combined sum insured that…